MILITARY KIT &
CONTENTS INSURANCE
Ideal for:
“KEEPING COSTS DOWN
IN THE CURRENT
CLIMATE IS GOOD”
CUSTOMER QUOTE
INSURANCE FOR
MILITARY FAMILIES
Forces Plan Premium Kit & Home insurance provides generous cover for service people who live with their families in SFA, private homes or similar, anywhere in the world.
Permanent & temporary issue military kit and military home contents
Personal effects, gadgets and sports equipment
Removals, transit and student belongings
Liability covers, Domestic helpline, Legal protection
Accidental damage & new for old replacement
Cover is subject to individual limits, exclusions and conditions. See Policy Wording for details.
Standard excess £50
Military home contents £75,000 sum insured
Loss or damage to household goods, military kit, personal effects and valuables while they are in the home. This section is automatically included.
Home contents includes the following:
Military kit
Permanent and temporary issue armed forces kit on personal charge to you. Service military uniforms, mess kit and equipment of a military nature purchased and owned by you.
It excludes damage caused during cleaning, dismantling or maintenance.
Household goods, fixtures, fittings, interior decorations
Includes tenant’s fixtures, soft furnishings and accidental damage to mirrors, glass and oven doors.
Personal effects inc gadgets
Clothes and items of a personal nature (likely to be worn, used or carried) when they are in the home. This includes spectacles, contact lenses, portable gadgets such as radios, phones and tablets, bicycles and sports equipment.
Cover also includes £1,000 for the personal effects of visitors and domestic staff.
Valuables 40% sum insured
Including jewellery, watches, medals, cameras and camcorders.
Single article limit: 20% of contents sum insured.
Money £500
Including cash, cheques, vouchers, premium bonds, travel tickets and pre-booked entertainment tickets. Excludes credit/debit cards and lottery tickets.
Credit card liability £1,000
Liability for unauthorised use of your credit card, cheque/debit card or cash dispenser card.
Entertainment equipment
Including TVs, DVDs, satellite/cable receivers, aerials and dishes, computers and laptops.
Frozen food
Emergency entry
Replacement locks £1,000
Temporary removal of home contents
Student belongings
Covers belongings in the room of full time students boarding away from home for educational purposes. £2,500 limit for theft.
Alternative accommodation Up to 20% sum insured
Business equipment £5,000
Computers and equipment used solely for business or trade. Includes £500 stock.
Excludes loss of data, money, documents.
Professional storage, removals and transit
Garden cover including plants £5,000
Religious festivals, weddings & civil partnership cover
10% extra for 30 days before and after event
Liability to domestic staff £10 million
Tenant’s liability where applicable 20% sum insured
Licence to Occupy Liability £20,000
Automatically included if you live in SFA/SSFA. This specialist military cover is vital for tenants of service accommodation.
Covering you for damage to your MOD property, you will not find this cover included in standard civilian policies.
Public Liability £2 million
Unrecovered damages £2 million
24hr domestic and legal helplines
Family legal protection £50,000
Personal possessions away from home (optional) £500 – £15,000
Worldwide cover for loss or damage to military kit, personal effects, valuables and money.
Single unspecified item limit: sum insured or £10,000 (whichever is lower).
Personal possessions includes the following:
Military kit £10,000
Permanent issue military kit single article limit: £10,000
Temporary issue military kit single article limit: £1,500; total limit per claim: £4,000
Personal effects inc gadgets
Clothes and items of a personal nature (likely to be worn, used or carried) when they are away from home. This includes spectacles, contact lenses, portable gadgets such as radios, phones and tablets, bicycles and sports equipment.
Valuables
Money £500
Credit card liability £1,000
Unoccupied or unattended property
Theft from an unattended vehicle unless secure and out of sight
Damage caused by pets or vermin
Mechanical breakdown or data loss
Depreciation or wear and tear
Vehicles and watercraft
Military insurance specialists since 1983UK-based customer supportUnderwritten by AXA for peace of mindManageable monthly payments & no annual renewalsOne of the most affordable policies on the market24/7 claims & speedy response timesWorldwide cover as standardFlexible cover: increase or decrease at any time
